Articles

Make your money work for you

Are you looking for ways to get your money working for you, instead of you just working hard for your money?

American financial guru and self-made millionaire Michael Masterson has a few useful pointers in his book “Automatic Wealth”. He describes his book as a ‘how to’ for anyone who has the drive to achieve financial success.

Make your money work for you
Mortgage traps to avoid
A re trusts worth it?
Budgeting for the inevitable
Spending money to be with others is what gives us satisfaction
Cash is Trash
Your insurance policy needs to be dynamic-not set and forget
Five tips for home saving
Debunked money myths
It is important to check your investment tax rate
The property glow is dimming
Entry into retirement requires planning
Winning with Bonus Bonds
Record low interest rates - and what it means for you
Pitfalls of early retirement, and how to avoid them
Milestone restructure provides greater benefits for clients
Two character traits for creating greater wealth
KiwiSaver changes are good news for investors
Why you need an emergency fund
Participation is the key to getting value for money
How to say no to a purchase, even when you can afford it
Is the traditional property investor a dying breed?
Why does the Reserve Bank want to increase bank capital?
Too many New Zealand income earners are putting their families at risk
Three tips to benefit from a market correction
How to avoid financial stress at Christmas
How to potentially save $100,000 in interest
Key Financial Data 2019 all in one document
It's a slowing world
Finding your financial balance
Four important checks to make before cancelling your life insurance
My kids will be "off the payroll"
Guess what I want to be as I age
Three questions that can predict future quality of life
Slowing growth and rising inflation
Nothing stays the same: Ensure your finances are ‘fit for purpose.
Key Financial Data 2018 all in one Document
Five smart ways to use your credit card
Why do I have to keep proving who I am?
How the OCR impacts upon YOU
The 3 Ms of retirement
Will technological disruption impact your investment style?
Diversification will win the day
How to protect yourself from a cybersecurity threat
Take care if changing insurance policies
Your credit rating matters
7 secrets self-made millionaires teach their kids
Focus on the hill not the yo-yo
All eyes on the US in 2018
Where to for Bitcoin in 2018?
The year ahead: Optimistic for now but risks are rising
How to avoid financial stress at Christmas
Knowing the warning signs can stop you being scammed - Bob's story
What do baby boomers fear the most?
How much further can investment portfolios rise?
The problem of mental incapacity when you are a trustee of a family trust
The election and your money
Give your finances a spring makeover
Family trust law reform
Dispelling KiwiSaver scheme misconceptions
Why do cities become unaffordable?
One-third of millennials are living with parents
How our brains lose money
Good insurance advisers secure big payouts for clients
Why is the Reserve Bank worried about high household debt levels?
Why am I not wealthy?
Reserve bank has a positive outlook
Where to live when you get older
Is the Kiwi dream changing?
5 steps for retiring early
Financial woes among younger investors mean delayed milestones
Can you afford living to 90 or even 100
Have you insured your largest asset
Top 5 investment tips from Warren Buffet
How to avoid being suckered by scams and Ponzi schemes
Monetary policy statement signals 'steady as she goes'
New Zealanders ranked fifth richest people in the world
The cycle lives on: What we might expect in 2017
Plenty of Christmas Cheer
Taking property profits makes sense
Improved personal money management impacts the economy
Will your retirement meet your expectations?
New Zealand Superannuation and age 65
Double digits disappear and what can investors do about it
The house buyers bible
Are you prepared to wait?
8 tips for affording a first home
The money side of entering a relationship
Crystal ball gazing on a grand scale
Changes to the KiwiSaver HomeStart Grant
Why worry about the Auckland housing bubble?
Key Considerations when buying an apartment
Understanding the financial cost of a broken relationship
Chasing performance is not always a smart move
Budget 2016 is good news for investors
The global recovery is here - but may yet be derailed
Key financial data all in one handy document
Self-awareness is a key ingredient to doing well as an investor
The mortgage and property conundrum
Is it time to follow Warren Buffet's advice?
Focus on the important things in life
The Investment Outlook for 2016
Key Considerations when investing in 2016
Are house prices at a cross roads?
Financial Lessons from the Rugby World Cup Win
Market perspective: now what?
New Zealand Defence Force shows a massive vote of confidence in Milestone
Risk management and insurance
8 Reasons why travel insurance is a must have
Lessons learnt (and forgotten) from harder times
Life after work - ready or not
Diversification saves the day
The advantages and disadvantages of refinancing your mortgage
Retirement pitfalls: Why people run out of money
Active vs passive: the great investment debate
OneAnswer International Share Fund gets coveted gold rating plus 5 stars
Pro-active investment advice pays off for KiwiSaver investors
Investment lessons from the Nepalese earthquake disaster
Do your adult children have a back-up plan (other than you)?
Understanding bank capital notes or similar products such as perpetual subordinated notes or hybrid securities
7 Steps to KiwiSaver success
Buffet's five fundamentals of investing win the day
Deflation: why we should be worried
The classic insurance trap
The changing face of our money
Make your money mean something
How much do you waste with overlooked charges?
Santa's economic present
7 actions to achieve your financial new years resolution
Discover the three most important investments you can ever make
Your investments are winning awards
When the Reserve Bank speaks - we should all listen
It pays to study China
We don't know how lucky we are
Election is positive for your money
Putting your debt on a diet
Retirement: The good, bad and ugly
Excitement and expenses are your enemies
Is our dollar at the cross-roads?
Changing investments
Coping with that phase in life no-one plans for or wants
Money and stress
You can't eat the house
Has your tax status changed?
Licensing of discretionary investment management: A positive outcome from a sorry saga
Money never sleeps
Inflation fears hit retirement confidence
Mortgage interest rates on the up and up
6 reasons to reassess your life insurance needs
How small events can trigger massive change
Where do you fit?
Market outlook 2014: Goldilocks is back!
Money really can buy happiness
What research says about the contents of Santa's sack
Chasing income can be chasing added risk
Getting a slice of the China pie
Nothing stays the same: Ensure your finances are ‘fit for purpose.’
It’s time to look at your KiwiSaver account
KiwiSaver in retirement: busting the misconception
Let’s get real about life insurance levels of cover
The ‘spans’ – lifespan, health span, wealth span
Why it’s best to ignore the gremlins in your head
AML/CFT: We all have to grin and bear it
Budget positive for your investments
Attitudes towards retirement are changing
Equities are where the money is
Healthcare: We all need to do our bit
Rear vision investing
Keeping track of your investments
When should I formally review my KiwiSaver investment?
You need to be in to win: KiwiSaver performance improving
Shares vs rental property: which is best?
Rat bags and your money
2012 in perspective: It’s actually been pretty good!
New trends in retirement employment
Portfolios are never static
7 reasons family trusts fail to provide the required protection
Guidance from a Wall Street legend
The terrible truth about our insurance buying habits
Investment alert: Beware the KiwiSaver switcher
Sensationalism vs reality - don’t let it blind you to opportunities
Financial literacy starts at home
The Olympics provide good financial lessons
Eruptions provide a timely reminder
KiwiSaver’s simplicity wins the day
KiwiSaver survey results show good outcome for Milestone clients
How Milestone makes investment recommendations
Choosing a retirement village
Immigrants groomed for success
Getting the best exchange rate
Tax returns are worth completing
Gift duty abolished 1 October: but take care!
Dust off that old policy or investment
Adult children at home